diff --git a/ui/BankingUiCommon/src/commonMain/kotlin/net/dankito/banking/ui/model/responses/BankingClientResponse.kt b/ui/BankingUiCommon/src/commonMain/kotlin/net/dankito/banking/ui/model/responses/BankingClientResponse.kt
index a9b70791..044cd712 100644
--- a/ui/BankingUiCommon/src/commonMain/kotlin/net/dankito/banking/ui/model/responses/BankingClientResponse.kt
+++ b/ui/BankingUiCommon/src/commonMain/kotlin/net/dankito/banking/ui/model/responses/BankingClientResponse.kt
@@ -4,7 +4,7 @@ package net.dankito.banking.ui.model.responses
 open class BankingClientResponse(
     open val successful: Boolean,
     open val errorToShowToUser: String?,
-    open val didBankReturnError: Boolean,
+    open val didBankReturnError: Boolean = false,
     open val wrongCredentialsEntered: Boolean = false,
     open val userCancelledAction: Boolean = false // TODO: not implemented in hbci4jBankingClient yet
 ) {