diff --git a/fints4k/src/commonMain/kotlin/net/dankito/banking/fints/FinTsClient.kt b/fints4k/src/commonMain/kotlin/net/dankito/banking/fints/FinTsClient.kt
index e254bc1a..8b14b790 100644
--- a/fints4k/src/commonMain/kotlin/net/dankito/banking/fints/FinTsClient.kt
+++ b/fints4k/src/commonMain/kotlin/net/dankito/banking/fints/FinTsClient.kt
@@ -111,7 +111,8 @@ open class FinTsClient(
                 addAccountGetAccountBalancesAndTransactions(bank, getAccountsResponse, callback)
             }
             else {
-                addAccountDone(bank, getAccountsResponse, mapOf(), callback)
+                val retrievedAccountData = bank.accounts.associateBy( { it }, { RetrievedAccountData.balanceAndTransactionsNotRequestedByUser(it) } )
+                addAccountDone(bank, getAccountsResponse, retrievedAccountData, callback)
             }
         }
     }
diff --git a/fints4k/src/commonMain/kotlin/net/dankito/banking/fints/model/RetrievedAccountData.kt b/fints4k/src/commonMain/kotlin/net/dankito/banking/fints/model/RetrievedAccountData.kt
index 66987cdb..17576284 100644
--- a/fints4k/src/commonMain/kotlin/net/dankito/banking/fints/model/RetrievedAccountData.kt
+++ b/fints4k/src/commonMain/kotlin/net/dankito/banking/fints/model/RetrievedAccountData.kt
@@ -16,6 +16,10 @@ open class RetrievedAccountData(
 
     companion object {
 
+        fun balanceAndTransactionsNotRequestedByUser(account: AccountData): RetrievedAccountData {
+            return RetrievedAccountData(account, true, null, listOf(), listOf(), null, null)
+        }
+
         fun unsuccessful(account: AccountData): RetrievedAccountData {
             return RetrievedAccountData(account, false, null, listOf(), listOf(), null, null)
         }