diff --git a/BankingClientModel/src/commonMain/kotlin/net/codinux/banking/client/model/options/GetAccountDataOptions.kt b/BankingClientModel/src/commonMain/kotlin/net/codinux/banking/client/model/options/GetAccountDataOptions.kt
index 584176f7..9d05d14b 100644
--- a/BankingClientModel/src/commonMain/kotlin/net/codinux/banking/client/model/options/GetAccountDataOptions.kt
+++ b/BankingClientModel/src/commonMain/kotlin/net/codinux/banking/client/model/options/GetAccountDataOptions.kt
@@ -36,6 +36,8 @@ open class GetAccountDataOptions(
      */
     val preferredTanMethods: List<TanMethodType>? = TanMethodType.NonVisualOrImageBased,
 
+    val tanMethodsNotSupportedByApplication: List<TanMethodType> = TanMethodType.TanMethodsNotSupportedByMostApplications,
+
     val abortIfTanIsRequired: Boolean = false,
 
     // there's also the option preferredTanMedium, but can hardly find a use case for it as we
diff --git a/BankingClientModel/src/commonMain/kotlin/net/codinux/banking/client/model/request/TransferMoneyRequest.kt b/BankingClientModel/src/commonMain/kotlin/net/codinux/banking/client/model/request/TransferMoneyRequest.kt
index 82aa3854..e12535ad 100644
--- a/BankingClientModel/src/commonMain/kotlin/net/codinux/banking/client/model/request/TransferMoneyRequest.kt
+++ b/BankingClientModel/src/commonMain/kotlin/net/codinux/banking/client/model/request/TransferMoneyRequest.kt
@@ -71,7 +71,9 @@ open class TransferMoneyRequest(
      * But also graphical applications prefer non visual TanMethods as then they only have to display a text field to input
      * TAN, and then image based TanMethods as then they additionally only have to display an image.
      */
-    val preferredTanMethods: List<TanMethodType>? = TanMethodType.NonVisualOrImageBased
+    val preferredTanMethods: List<TanMethodType>? = TanMethodType.NonVisualOrImageBased,
+
+    val tanMethodsNotSupportedByApplication: List<TanMethodType> = TanMethodType.TanMethodsNotSupportedByMostApplications
 ) {
     override fun toString() = "$amount to $recipientName - $paymentReference"
 }
\ No newline at end of file
diff --git a/BankingClientModel/src/commonMain/kotlin/net/codinux/banking/client/model/request/TransferMoneyRequestForUser.kt b/BankingClientModel/src/commonMain/kotlin/net/codinux/banking/client/model/request/TransferMoneyRequestForUser.kt
index 5133699c..4b81b477 100644
--- a/BankingClientModel/src/commonMain/kotlin/net/codinux/banking/client/model/request/TransferMoneyRequestForUser.kt
+++ b/BankingClientModel/src/commonMain/kotlin/net/codinux/banking/client/model/request/TransferMoneyRequestForUser.kt
@@ -37,12 +37,13 @@ open class TransferMoneyRequestForUser(
     instantTransfer: Boolean = false,
 
 
-    preferredTanMethods: List<TanMethodType>? = TanMethodType.NonVisualOrImageBased
-) : TransferMoneyRequest(senderAccount, recipientName, recipientAccountIdentifier, recipientBankIdentifier, amount, currency, paymentReference, instantTransfer, preferredTanMethods) {
+    preferredTanMethods: List<TanMethodType>? = TanMethodType.NonVisualOrImageBased,
+    tanMethodsNotSupportedByApplication: List<TanMethodType> = TanMethodType.TanMethodsNotSupportedByMostApplications,
+) : TransferMoneyRequest(senderAccount, recipientName, recipientAccountIdentifier, recipientBankIdentifier, amount, currency, paymentReference, instantTransfer, preferredTanMethods, tanMethodsNotSupportedByApplication) {
 
     constructor(bankCode: String, loginName: String, password: String, request: TransferMoneyRequest)
             : this(bankCode, loginName, password, request.senderAccount, request.recipientName, request.recipientAccountIdentifier, request.recipientBankIdentifier,
-                request.amount, request.currency, request.paymentReference, request.instantTransfer, request.preferredTanMethods)
+                request.amount, request.currency, request.paymentReference, request.instantTransfer, request.preferredTanMethods, request.tanMethodsNotSupportedByApplication)
 
     override fun toString() = "$bankCode $loginName ${super.toString()}"
 }
\ No newline at end of file
diff --git a/BankingClientModel/src/commonMain/kotlin/net/codinux/banking/client/model/tan/TanMethodType.kt b/BankingClientModel/src/commonMain/kotlin/net/codinux/banking/client/model/tan/TanMethodType.kt
index 377e890e..b75893ef 100644
--- a/BankingClientModel/src/commonMain/kotlin/net/codinux/banking/client/model/tan/TanMethodType.kt
+++ b/BankingClientModel/src/commonMain/kotlin/net/codinux/banking/client/model/tan/TanMethodType.kt
@@ -43,6 +43,8 @@ enum class TanMethodType {
             addAll(listOf(TanMethodType.ChipTanManuell)) // this is quite inconvenient for user, so i added it as last
         }
 
+        val TanMethodsNotSupportedByMostApplications = listOf(TanMethodType.ChipTanUsb)
+
     }
 
 }
\ No newline at end of file
diff --git a/FinTs4jBankingClient/src/commonMain/kotlin/net/codinux/banking/client/fints4k/FinTs4kMapper.kt b/FinTs4jBankingClient/src/commonMain/kotlin/net/codinux/banking/client/fints4k/FinTs4kMapper.kt
index becdf1c3..d32ae5da 100644
--- a/FinTs4jBankingClient/src/commonMain/kotlin/net/codinux/banking/client/fints4k/FinTs4kMapper.kt
+++ b/FinTs4jBankingClient/src/commonMain/kotlin/net/codinux/banking/client/fints4k/FinTs4kMapper.kt
@@ -46,6 +46,7 @@ open class FinTs4kMapper {
         options.retrieveBalance,
         RetrieveTransactions.valueOf(options.retrieveTransactions.name), options.retrieveTransactionsFrom, options.retrieveTransactionsTo,
         preferredTanMethods = options.preferredTanMethods?.map { mapTanMethodType(it) },
+        tanMethodsNotSupportedByApplication = options.tanMethodsNotSupportedByApplication.map { mapTanMethodType(it) },
         abortIfTanIsRequired = options.abortIfTanIsRequired,
         defaultBankValues = request.bankInfo?.let { mapToBankData(request, it) }
     )
@@ -306,7 +307,8 @@ open class FinTs4kMapper {
         request.bankCode, request.loginName, request.password, request.senderAccount?.let { mapBankAccountIdentifier(it) },
         request.recipientName, request.recipientAccountIdentifier, request.recipientBankIdentifier,
         mapToMoney(request.amount, request.currency), request.paymentReference, request.instantTransfer,
-        request.preferredTanMethods?.map { mapTanMethodType(it) }
+        request.preferredTanMethods?.map { mapTanMethodType(it) },
+        request.tanMethodsNotSupportedByApplication.map { mapTanMethodType(it) }
     )
 
     open fun mapTransferMoneyResponse(response: net.dankito.banking.client.model.response.TransferMoneyResponse): Response<TransferMoneyResponse>  =