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README.md

fints4k

fints4k is an implementation of the FinTS 3.0 online banking protocol used by most German banks.

It's fast, easy extendable and running on multiple platforms: JVM, Android, (iOS, JavaScript, Windows, MacOS, Linux).

However it's not a full implementation of FinTS standard but implements all common use cases:

Features

  • Retrieving account information, balances and turnovers (Kontoumsätze und -saldo).
  • Transfer money and instant payments (SEPA Überweisungen und Echtzeitüberweisung).
  • Supports TAN procedures chipTAN manual, Flickercode, QrCode and Photo (Matrix code), pushTAN, smsTAN and appTAN.

Setup

Not uploaded to Maven Central yet, will do this the next few days!

Gradle:

dependencies {
  compile 'net.dankito.banking:fints4k:0.1.0'
}

Maven:

<dependency>
   <groupId>net.dankito.banking</groupId>
   <artifactId>fints4k</artifactId>
   <version>0.1.0</version>
</dependency>

Usage

See e.g. JavaShowcase or FinTsClientTest.

    // Set your bank code (Bankleitzahl) here.
    // BankInfo contains e.g. a bank's FinTS server address, country code and BIC (needed for money transfer)
    List<BankInfo> foundBanks = new InMemoryBankFinder().findBankByNameBankCodeOrCity("<bank code, bank name or city>");

    if (foundBanks.isEmpty() == false) { // please also check if bank supports FinTS 3.0
        BankData bank = new BankDataMapper().mapFromBankInfo(foundBanks.get(0));

        // set your customer data (customerId = username you use to log in; pin = online banking pin / password)
        CustomerData customer = new CustomerData("<customer_id>", "<pin>");

        FinTsClientCallback callback = new SimpleFinTsClientCallback(); // see advanced showcase for configuring callback

        FinTsClient finTsClient = new FinTsClient(callback, new Java8Base64Service());

        AddAccountResponse addAccountResponse = finTsClient.addAccount(bank, customer);

        if (addAccountResponse.isSuccessful()) {
            System.out.println("Successfully added account for " + bank.getBankCode() + " " + customer.getCustomerId());

            if (addAccountResponse.getBookedTransactions().isEmpty() == false) {
                System.out.println("Account transactions of last 90 days:");
                showGetTransactionsResponse(addAccountResponse);
            }
        }
        else {
            System.out.println("Could not add account for " + bank.getBankCode() + " " + customer.getCustomerId() + ":");
            showResponseError(addAccountResponse);
        }

        // see advanced show case what else you can do with this library, e.g. retrieving all account transactions and transferring money
    }

Logging

fints4k uses slf4j as logging facade.

So you can use any logger that supports slf4j, like Logback and log4j, to configure and get fints4k's log output.

License

fints4k is dual licensed as AGPL / commercial software.

AGPL is a free open source software license.

If you want to use it in closed source applications contact us.