diff --git a/composeApp/src/commonMain/kotlin/net/codinux/banking/ui/dialogs/TransferMoneyDialog.kt b/composeApp/src/commonMain/kotlin/net/codinux/banking/ui/dialogs/TransferMoneyDialog.kt
index 62124cf..d1f6290 100644
--- a/composeApp/src/commonMain/kotlin/net/codinux/banking/ui/dialogs/TransferMoneyDialog.kt
+++ b/composeApp/src/commonMain/kotlin/net/codinux/banking/ui/dialogs/TransferMoneyDialog.kt
@@ -196,7 +196,11 @@ fun TransferMoneyDialog(
                     colors = SwitchDefaults.colors(checkedThumbColor = Colors.CodinuxSecondaryColor)
                 )
 
-                Text("Echtzeitüberweisung (evtl. kostenpflichtig)", Modifier.clickable { instantTransfer = !instantTransfer })
+                if (accountSupportsInstantTransfer) {
+                    Text("Echtzeitüberweisung (evtl. kostenpflichtig)", Modifier.clickable { instantTransfer = !instantTransfer })
+                } else {
+                    Text("Echtzeitüberweisung von Konto nicht unterstützt")
+                }
             }
         }
     }