diff --git a/composeApp/src/commonMain/kotlin/net/codinux/banking/dataaccess/BankingRepository.kt b/composeApp/src/commonMain/kotlin/net/codinux/banking/dataaccess/BankingRepository.kt
index 6da1896..99af25d 100644
--- a/composeApp/src/commonMain/kotlin/net/codinux/banking/dataaccess/BankingRepository.kt
+++ b/composeApp/src/commonMain/kotlin/net/codinux/banking/dataaccess/BankingRepository.kt
@@ -8,9 +8,15 @@ import net.codinux.banking.dataaccess.entities.BankAccountEntity
 import net.codinux.banking.dataaccess.entities.HoldingEntity
 import net.codinux.banking.dataaccess.entities.BankAccessEntity
 import net.codinux.banking.ui.model.AccountTransactionViewModel
+import net.codinux.banking.ui.model.settings.AppSettings
 
 interface BankingRepository {
 
+    fun getAppSettings(): AppSettings?
+
+    suspend fun saveAppSettings(settings: AppSettings)
+
+
     fun getAllBanks(): List<BankAccessEntity>
 
     suspend fun persistBank(bank: BankAccess): BankAccessEntity
diff --git a/composeApp/src/commonMain/kotlin/net/codinux/banking/dataaccess/InMemoryBankingRepository.kt b/composeApp/src/commonMain/kotlin/net/codinux/banking/dataaccess/InMemoryBankingRepository.kt
index bd8d9e5..e174e8d 100644
--- a/composeApp/src/commonMain/kotlin/net/codinux/banking/dataaccess/InMemoryBankingRepository.kt
+++ b/composeApp/src/commonMain/kotlin/net/codinux/banking/dataaccess/InMemoryBankingRepository.kt
@@ -8,10 +8,12 @@ import net.codinux.banking.dataaccess.entities.BankAccountEntity
 import net.codinux.banking.dataaccess.entities.HoldingEntity
 import net.codinux.banking.dataaccess.entities.BankAccessEntity
 import net.codinux.banking.ui.model.AccountTransactionViewModel
+import net.codinux.banking.ui.model.settings.AppSettings
 
 class InMemoryBankingRepository(
     banks: Collection<BankAccess> = emptyList(),
-    transactions: Collection<AccountTransaction> = emptyList()
+    transactions: Collection<AccountTransaction> = emptyList(),
+    private var appSettings: AppSettings = AppSettings()
 ) : BankingRepository {
 
     private var nextId = 0L // TODO: make thread-safe
@@ -21,6 +23,13 @@ class InMemoryBankingRepository(
     private val transactions = transactions.map { map(it) }.toMutableList()
 
 
+    override fun getAppSettings(): AppSettings? = appSettings
+
+    override suspend fun saveAppSettings(settings: AppSettings) {
+        this.appSettings = settings
+    }
+
+
     override fun getAllBanks(): List<BankAccessEntity> = banks.toList()
 
     override suspend fun persistBank(bank: BankAccess): BankAccessEntity {
diff --git a/composeApp/src/commonMain/kotlin/net/codinux/banking/dataaccess/SqliteBankingRepository.kt b/composeApp/src/commonMain/kotlin/net/codinux/banking/dataaccess/SqliteBankingRepository.kt
index c7d83e6..3a86cd9 100644
--- a/composeApp/src/commonMain/kotlin/net/codinux/banking/dataaccess/SqliteBankingRepository.kt
+++ b/composeApp/src/commonMain/kotlin/net/codinux/banking/dataaccess/SqliteBankingRepository.kt
@@ -8,6 +8,8 @@ import net.codinux.banking.client.model.securitiesaccount.Holding
 import net.codinux.banking.client.model.tan.*
 import net.codinux.banking.dataaccess.entities.*
 import net.codinux.banking.ui.model.AccountTransactionViewModel
+import net.codinux.banking.ui.model.settings.AppAuthenticationMethod
+import net.codinux.banking.ui.model.settings.AppSettings
 import net.codinux.log.logger
 import kotlin.enums.EnumEntries
 import kotlin.js.JsName
@@ -19,6 +21,8 @@ open class SqliteBankingRepository(
 
     private val database = BankmeisterDb(sqlDriver)
 
+    private val settingsQueries = database.settingsQueries
+
     private val bankQueries = database.bankQueries
 
     private val accountTransactionQueries = database.accountTransactionQueries
@@ -26,6 +30,16 @@ open class SqliteBankingRepository(
     private val log by logger()
 
 
+    override fun getAppSettings(): AppSettings? =
+        settingsQueries.getAppSettings { _, authenticationMethod, hashedPassword, updateAccountsOnAppStart, updateAccountsIfNoUpdatedForHours ->
+            AppSettings(mapToEnum(authenticationMethod, AppAuthenticationMethod.entries), hashedPassword, updateAccountsOnAppStart, mapToInt(updateAccountsIfNoUpdatedForHours))
+        }.executeAsOneOrNull()
+
+    override suspend fun saveAppSettings(settings: AppSettings) {
+        settingsQueries.upsertAppSettings(mapEnum(settings.authenticationMethod), settings.hashedPassword, settings.updateAccountsOnAppStart, mapInt(settings.updateAccountsIfNoUpdatedForHours))
+    }
+
+
     override fun getAllBanks(): List<BankAccessEntity> {
         val bankAccounts = getAllBankAccounts().groupBy { it.bankId }
         val tanMethods = getAllTanMethods().groupBy { it.bankId }.mapValues { it.value.toMutableList() }
diff --git a/composeApp/src/commonMain/kotlin/net/codinux/banking/ui/model/settings/AppAuthenticationMethod.kt b/composeApp/src/commonMain/kotlin/net/codinux/banking/ui/model/settings/AppAuthenticationMethod.kt
new file mode 100644
index 0000000..f104610
--- /dev/null
+++ b/composeApp/src/commonMain/kotlin/net/codinux/banking/ui/model/settings/AppAuthenticationMethod.kt
@@ -0,0 +1,7 @@
+package net.codinux.banking.ui.model.settings
+
+enum class AppAuthenticationMethod {
+    None,
+    Password,
+    Biometric
+}
\ No newline at end of file
diff --git a/composeApp/src/commonMain/kotlin/net/codinux/banking/ui/model/settings/AppSettings.kt b/composeApp/src/commonMain/kotlin/net/codinux/banking/ui/model/settings/AppSettings.kt
new file mode 100644
index 0000000..f581aed
--- /dev/null
+++ b/composeApp/src/commonMain/kotlin/net/codinux/banking/ui/model/settings/AppSettings.kt
@@ -0,0 +1,11 @@
+package net.codinux.banking.ui.model.settings
+
+class AppSettings(
+    var authenticationMethod: AppAuthenticationMethod = AppAuthenticationMethod.None,
+    var hashedPassword: String? = null,
+
+    var updateAccountsOnAppStart: Boolean = false,
+    var updateAccountsIfNoUpdatedForHours: Int = 6
+) {
+    override fun toString() = "$authenticationMethod"
+}
\ No newline at end of file
diff --git a/composeApp/src/commonMain/kotlin/net/codinux/banking/ui/service/BankingService.kt b/composeApp/src/commonMain/kotlin/net/codinux/banking/ui/service/BankingService.kt
index 5221fa7..6f70167 100644
--- a/composeApp/src/commonMain/kotlin/net/codinux/banking/ui/service/BankingService.kt
+++ b/composeApp/src/commonMain/kotlin/net/codinux/banking/ui/service/BankingService.kt
@@ -22,6 +22,7 @@ import net.codinux.banking.ui.model.BankInfo
 import net.codinux.banking.ui.model.error.*
 import net.codinux.banking.ui.model.events.AccountTransactionsRetrievedEvent
 import net.codinux.banking.ui.model.events.TransferredMoneyEvent
+import net.codinux.banking.ui.model.settings.AppSettings
 import net.codinux.banking.ui.state.UiState
 import net.codinux.csv.reader.CsvReader
 import net.codinux.log.logger
@@ -45,6 +46,14 @@ class BankingService(
 
     suspend fun init() {
         try {
+            var appSettings = getAppSettings()
+            if (appSettings == null) {
+                appSettings = AppSettings()
+                saveAppSettings(appSettings)
+            }
+            uiState.appSettings.value = appSettings
+
+
             uiState.banks.value = getAllBanks()
 
             uiState.transactions.value = getAllAccountTransactionsAsViewModel()
@@ -55,6 +64,11 @@ class BankingService(
     }
 
 
+    fun getAppSettings() = bankingRepository.getAppSettings()
+
+    suspend fun saveAppSettings(settings: AppSettings) = bankingRepository.saveAppSettings(settings)
+
+
     fun getAllBanks() = bankingRepository.getAllBanks()
 
     fun getAllAccountTransactions() = bankingRepository.getAllAccountTransactions()
diff --git a/composeApp/src/commonMain/kotlin/net/codinux/banking/ui/state/UiState.kt b/composeApp/src/commonMain/kotlin/net/codinux/banking/ui/state/UiState.kt
index 4e788bf..4c15b5d 100644
--- a/composeApp/src/commonMain/kotlin/net/codinux/banking/ui/state/UiState.kt
+++ b/composeApp/src/commonMain/kotlin/net/codinux/banking/ui/state/UiState.kt
@@ -15,9 +15,13 @@ import net.codinux.banking.ui.model.error.BankingClientError
 import net.codinux.banking.ui.model.error.ErroneousAction
 import net.codinux.banking.ui.model.events.AccountTransactionsRetrievedEvent
 import net.codinux.banking.ui.model.events.TransferredMoneyEvent
+import net.codinux.banking.ui.model.settings.AppSettings
 
 class UiState : ViewModel() {
 
+    val appSettings = MutableStateFlow(AppSettings())
+
+
     val banks = MutableStateFlow<List<BankAccessEntity>>(emptyList())
 
     val transactions = MutableStateFlow<List<AccountTransactionViewModel>>(emptyList())
diff --git a/composeApp/src/commonMain/sqldelight/net/codinux/banking/ui/Settings.sq b/composeApp/src/commonMain/sqldelight/net/codinux/banking/ui/Settings.sq
new file mode 100644
index 0000000..b618a6e
--- /dev/null
+++ b/composeApp/src/commonMain/sqldelight/net/codinux/banking/ui/Settings.sq
@@ -0,0 +1,19 @@
+import kotlin.Boolean;
+
+CREATE TABLE IF NOT EXISTS AppSettings (
+    id INTEGER PRIMARY KEY,
+
+    authenticationMethod TEXT NOT NULL,
+    hashedPassword TEXT,
+
+    updateAccountsOnAppStart INTEGER AS Boolean NOT NULL,
+    updateAccountsIfNoUpdatedForHours INTEGER NOT NULL
+);
+
+
+getAppSettings:
+SELECT * FROM AppSettings WHERE id = 1;
+
+upsertAppSettings:
+INSERT OR REPLACE INTO AppSettings(id, authenticationMethod, hashedPassword, updateAccountsOnAppStart, updateAccountsIfNoUpdatedForHours)
+VALUES (1, ?, ?, ?, ?);