diff --git a/ui/BankingiOSApp/BankingiOSApp/ui/views/SectionHeaderWithRightAlignedEditButton.swift b/ui/BankingiOSApp/BankingiOSApp/ui/views/SectionHeaderWithRightAlignedEditButton.swift
index 43013d8b..4e926ae3 100644
--- a/ui/BankingiOSApp/BankingiOSApp/ui/views/SectionHeaderWithRightAlignedEditButton.swift
+++ b/ui/BankingiOSApp/BankingiOSApp/ui/views/SectionHeaderWithRightAlignedEditButton.swift
@@ -5,15 +5,20 @@ struct SectionHeaderWithRightAlignedEditButton: View {
     
     private let sectionTitle: LocalizedStringKey
     
+    private let isEditButtonEnabled: Bool
     
-    init(_ sectionTitle: LocalizedStringKey) {
+    
+    init(_ sectionTitle: LocalizedStringKey, isEditButtonEnabled: Bool = true) {
         self.sectionTitle = sectionTitle
+
+        self.isEditButtonEnabled = isEditButtonEnabled
     }
     
 
     var body: some View {
         EditButton()
             .frame(maxWidth: .infinity, alignment: .trailing)
+            .disabled( !isEditButtonEnabled)
             .overlay(Text(sectionTitle), alignment: .leading)
     }
 
diff --git a/ui/BankingiOSApp/BankingiOSApp/ui/views/SettingsDialog.swift b/ui/BankingiOSApp/BankingiOSApp/ui/views/SettingsDialog.swift
index 576b44f5..07ee8f38 100644
--- a/ui/BankingiOSApp/BankingiOSApp/ui/views/SettingsDialog.swift
+++ b/ui/BankingiOSApp/BankingiOSApp/ui/views/SettingsDialog.swift
@@ -14,7 +14,7 @@ struct SettingsDialog: View {
 
     var body: some View {
         Form {
-            Section(header: SectionHeaderWithRightAlignedEditButton("Bank Credentials")) {
+            Section(header: SectionHeaderWithRightAlignedEditButton("Bank Credentials", isEditButtonEnabled: data.hasAtLeastOneAccountBeenAdded)) {
                 ForEach(data.banksSorted) { bank in
                     NavigationLink(destination: LazyView(BankSettingsDialog(bank))) {
                         IconedTitleView(bank)