fints4k/fints4javaLib/src/main/kotlin/net/dankito/fints/FinTsClient.kt

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34 KiB
Kotlin

package net.dankito.fints
import net.dankito.fints.messages.MessageBuilder
import net.dankito.fints.messages.MessageBuilderResult
import net.dankito.fints.messages.datenelemente.implementierte.Dialogsprache
import net.dankito.fints.messages.datenelemente.implementierte.KundensystemID
import net.dankito.fints.messages.datenelemente.implementierte.KundensystemStatusWerte
import net.dankito.fints.messages.datenelemente.implementierte.signatur.Sicherheitsfunktion
import net.dankito.fints.messages.datenelemente.implementierte.tan.TanMedienArtVersion
import net.dankito.fints.messages.datenelemente.implementierte.tan.TanMediumKlasseVersion
import net.dankito.fints.model.*
import net.dankito.fints.response.InstituteSegmentId
import net.dankito.fints.response.Response
import net.dankito.fints.response.ResponseParser
import net.dankito.fints.response.client.AddAccountResponse
import net.dankito.fints.response.client.FinTsClientResponse
import net.dankito.fints.response.client.GetTanMediaListResponse
import net.dankito.fints.response.client.GetTransactionsResponse
import net.dankito.fints.response.segments.*
import net.dankito.fints.util.IBase64Service
import net.dankito.utils.IThreadPool
import net.dankito.utils.ThreadPool
import net.dankito.utils.web.client.IWebClient
import net.dankito.utils.web.client.OkHttpWebClient
import net.dankito.utils.web.client.RequestParameters
import net.dankito.utils.web.client.WebClientResponse
import org.slf4j.LoggerFactory
import java.math.BigDecimal
import java.util.*
open class FinTsClient @JvmOverloads constructor(
protected val callback: FinTsClientCallback,
protected val base64Service: IBase64Service,
protected val webClient: IWebClient = OkHttpWebClient(),
protected val messageBuilder: MessageBuilder = MessageBuilder(),
protected val responseParser: ResponseParser = ResponseParser(),
protected val threadPool: IThreadPool = ThreadPool(),
protected val product: ProductData = ProductData("15E53C26816138699C7B6A3E8", "0.1") // TODO: get version dynamically
) {
companion object {
const val NinetyDaysAgoMilliseconds = 90 * 24 * 60 * 60 * 1000L
private val log = LoggerFactory.getLogger(FinTsClient::class.java)
}
/**
* Retrieves information about bank (e.g. supported HBCI versions, FinTS server address,
* supported jobs, ...).
*
* On success [bank] parameter is updated afterwards.
*/
open fun getAnonymousBankInfoAsync(bank: BankData, callback: (FinTsClientResponse) -> Unit) {
threadPool.runAsync {
callback(getAnonymousBankInfo(bank))
}
}
/**
* Retrieves information about bank (e.g. supported HBCI versions, FinTS server address,
* supported jobs, ...).
*
* On success [bank] parameter is updated afterwards.
*/
open fun getAnonymousBankInfo(bank: BankData): FinTsClientResponse {
val dialogData = DialogData()
val requestBody = messageBuilder.createAnonymousDialogInitMessage(bank, product, dialogData)
val response = getAndHandleResponseForMessage(requestBody, bank)
if (response.successful) {
updateBankData(bank, response)
closeAnonymousDialog(dialogData, response, bank)
}
return FinTsClientResponse(response)
}
protected open fun closeAnonymousDialog(dialogData: DialogData, response: Response, bank: BankData) {
dialogData.increaseMessageNumber()
response.messageHeader?.let { header -> dialogData.dialogId = header.dialogId }
val dialogEndRequestBody = messageBuilder.createAnonymousDialogEndMessage(bank, dialogData)
getAndHandleResponseForMessage(dialogEndRequestBody, bank)
}
open fun getBankAndCustomerInfoForNewUser(bank: BankData, customer: CustomerData): AddAccountResponse {
val dialogData = DialogData()
// just to ensure settings are in its initial state and that bank sends use bank parameter (BPD),
// user parameter (UPD) and allowed tan procedures for user (therefore the resetSelectedTanProcedure())
bank.resetBpdVersion()
customer.resetUpdVersion()
/**
* Sind dem Kundenprodukt die konkreten, für den Benutzer zugelassenen Sicherheitsverfahren nicht bekannt, so können
* diese über eine Dialoginitialisierung mit Sicherheitsfunktion=999 angefordert werden. Die konkreten Verfahren
* werden dann über den Rückmeldungscode=3920 zurückgemeldet. Im Rahmen dieses Prozesses darf keine UPD
* zurückgeliefert werden und die Durchführung anderer Geschäftsvorfälle ist in einem solchen Dialog nicht erlaubt.
*/
customer.resetSelectedTanProcedure()
val initDialogResponse = initDialogWithoutChecks(bank, customer, dialogData, false)
closeDialog(bank, customer, dialogData)
return AddAccountResponse(initDialogResponse, bank, customer)
}
open fun addAccountAsync(bank: BankData, customer: CustomerData,
callback: (AddAccountResponse) -> Unit) {
threadPool.runAsync {
callback(addAccount(bank, customer))
}
}
open fun addAccount(bank: BankData, customer: CustomerData): AddAccountResponse {
val newUserInfoResponse = getBankAndCustomerInfoForNewUser(bank, customer)
if (newUserInfoResponse.isSuccessful == false) { // bank parameter (FinTS server address, ...) already seem to be wrong
return newUserInfoResponse
}
// do not ask user for tan at this stage
var didOverwriteUserUnselectedTanProcedure = false
if (customer.isTanProcedureSelected == false && customer.supportedTanProcedures.isNotEmpty()) {
didOverwriteUserUnselectedTanProcedure = true
customer.selectedTanProcedure = customer.supportedTanProcedures.first()
}
val synchronizeCustomerResponse = synchronizeCustomerSystemId(bank, customer)
// also check if retrieving account transactions of last 90 days without tan is supported (and thereby may retrieve first account transactions)
val transactionsOfLast90DaysResponse =
tryGetTransactionsOfLast90DaysWithoutTan(bank, customer, true)
if (didOverwriteUserUnselectedTanProcedure) {
customer.resetSelectedTanProcedure()
}
return AddAccountResponse(synchronizeCustomerResponse.toResponse(), bank, customer,
transactionsOfLast90DaysResponse.isSuccessful,
transactionsOfLast90DaysResponse.bookedTransactions,
transactionsOfLast90DaysResponse.unbookedTransactions,
transactionsOfLast90DaysResponse.balance)
}
/**
* Some banks support that according to PSD2 account transactions may be retrieved without
* a TAN (= no strong customer authorization needed).
*/
open fun tryGetTransactionsOfLast90DaysWithoutTanAsync(bank: BankData, customer: CustomerData,
callback: (GetTransactionsResponse) -> Unit) {
threadPool.runAsync {
callback(tryGetTransactionsOfLast90DaysWithoutTan(bank, customer))
}
}
/**
* Some banks support that according to PSD2 account transactions may be retrieved without
* a TAN (= no strong customer authorization needed).
*/
open fun tryGetTransactionsOfLast90DaysWithoutTan(bank: BankData, customer: CustomerData): GetTransactionsResponse {
return tryGetTransactionsOfLast90DaysWithoutTan(bank, customer, false)
}
protected open fun tryGetTransactionsOfLast90DaysWithoutTan(bank: BankData, customer: CustomerData,
skipSettingCustomerFlag: Boolean): GetTransactionsResponse {
val ninetyDaysAgo = Date(Date().time - NinetyDaysAgoMilliseconds)
val response = getTransactions(
GetTransactionsParameter(true, ninetyDaysAgo), bank, customer)
customer.triedToRetrieveTransactionsOfLast90DaysWithoutTan = true
if (response.isSuccessful) {
if (skipSettingCustomerFlag == false) {
customer.supportsRetrievingTransactionsOfLast90DaysWithoutTan =
response.isStrongAuthenticationRequired
}
}
return response
}
open fun getTransactionsAsync(parameter: GetTransactionsParameter, bank: BankData,
customer: CustomerData, callback: (GetTransactionsResponse) -> Unit) {
threadPool.runAsync {
callback(getTransactions(parameter, bank, customer))
}
}
open fun getTransactions(parameter: GetTransactionsParameter, bank: BankData,
customer: CustomerData): GetTransactionsResponse {
if (customer.supportsRetrievingTransactionsOfLast90DaysWithoutTan == null &&
customer.triedToRetrieveTransactionsOfLast90DaysWithoutTan == false &&
parameter.fromDate == null) {
tryGetTransactionsOfLast90DaysWithoutTan(bank, customer, true)
}
val dialogData = DialogData()
val initDialogResponse = initDialog(bank, customer, dialogData)
if (initDialogResponse.successful == false) {
return GetTransactionsResponse(initDialogResponse)
}
var balance: BigDecimal? = null
if (parameter.alsoRetrieveBalance) {
val balanceResponse = getBalanceAfterDialogInit(bank, customer, dialogData)
if (balanceResponse.successful == false && balanceResponse.couldCreateMessage == true) { // don't break here if required HKSAL message is not implemented
closeDialog(bank, customer, dialogData)
return GetTransactionsResponse(balanceResponse)
}
balanceResponse.getFirstSegmentById<BalanceSegment>(InstituteSegmentId.Balance)?.let {
balance = it.balance
}
}
dialogData.increaseMessageNumber()
val message = messageBuilder.createGetTransactionsMessage(parameter, bank, customer, product, dialogData)
val response = getAndHandleResponseForMessageThatMayRequiresTan(message, bank, customer, dialogData)
closeDialog(bank, customer, dialogData)
response.getFirstSegmentById<ReceivedAccountTransactions>(InstituteSegmentId.AccountTransactionsMt940)?.let { transactions ->
// TODO: that should not work. Find out in which method transactions are retrieved after entering TAN
// just retrieved all transactions -> check if retrieving that ones of last 90 days is possible without entering TAN
if (customer.supportsRetrievingTransactionsOfLast90DaysWithoutTan == null &&
response.successful && transactions.bookedTransactions.isNotEmpty() && parameter.fromDate == null) {
tryGetTransactionsOfLast90DaysWithoutTan(bank, customer)
}
val bookedAndUnbookedTransactions = getTransactionsFromResponse(response, transactions)
return GetTransactionsResponse(response,
bookedAndUnbookedTransactions.first.sortedByDescending { it.bookingDate },
bookedAndUnbookedTransactions.second,
balance)
}
return GetTransactionsResponse(response)
}
protected open fun getTransactionsFromResponse(response: Response, transactions: ReceivedAccountTransactions): Pair<List<AccountTransaction>, List<Any>> {
val bookedTransactions = mutableListOf<AccountTransaction>()
val unbookedTransactions = mutableListOf<Any>()
bookedTransactions.addAll(transactions.bookedTransactions)
unbookedTransactions.addAll(transactions.unbookedTransactions)
response.followUpResponse?.let { followUpResponse ->
followUpResponse.getFirstSegmentById<ReceivedAccountTransactions>(InstituteSegmentId.AccountTransactionsMt940)?.let { followUpTransactions ->
val followUpBookedAndUnbookedTransactions = getTransactionsFromResponse(followUpResponse, followUpTransactions)
bookedTransactions.addAll(followUpBookedAndUnbookedTransactions.first)
unbookedTransactions.addAll(followUpBookedAndUnbookedTransactions.second)
}
}
return Pair(bookedTransactions, unbookedTransactions)
}
protected open fun getBalanceAfterDialogInit(bank: BankData, customer: CustomerData,
dialogData: DialogData): Response {
dialogData.increaseMessageNumber()
val balanceRequest = messageBuilder.createGetBalanceMessage(bank, customer, product, dialogData)
return getAndHandleResponseForMessage(balanceRequest, bank)
}
open fun getTanMediaListAsync(bank: BankData, customer: CustomerData,
tanMediaKind: TanMedienArtVersion = TanMedienArtVersion.Alle,
tanMediumClass: TanMediumKlasseVersion = TanMediumKlasseVersion.AlleMedien,
callback: (GetTanMediaListResponse) -> Unit) {
threadPool.runAsync {
callback(getTanMediaList(bank, customer))
}
}
open fun getTanMediaList(bank: BankData, customer: CustomerData, tanMediaKind: TanMedienArtVersion = TanMedienArtVersion.Alle,
tanMediumClass: TanMediumKlasseVersion = TanMediumKlasseVersion.AlleMedien): GetTanMediaListResponse {
val dialogData = DialogData()
val initDialogResponse = initDialog(bank, customer, dialogData)
if (initDialogResponse.successful == false) {
return GetTanMediaListResponse(initDialogResponse, null)
}
dialogData.increaseMessageNumber()
val message = messageBuilder.createGetTanMediaListMessage(bank, customer, dialogData, tanMediaKind, tanMediumClass)
val response = getAndHandleResponseForMessageThatMayRequiresTan(message, bank, customer, dialogData)
closeDialog(bank, customer, dialogData)
val tanMediaList = response.getFirstSegmentById<TanMediaList>(InstituteSegmentId.TanMediaList)
return GetTanMediaListResponse(response, tanMediaList)
}
open fun doBankTransferAsync(bankTransferData: BankTransferData, bank: BankData,
customer: CustomerData, callback: (FinTsClientResponse) -> Unit) {
threadPool.runAsync {
callback(doBankTransfer(bankTransferData, bank, customer))
}
}
open fun doBankTransfer(bankTransferData: BankTransferData, bank: BankData,
customer: CustomerData): FinTsClientResponse {
val dialogData = DialogData()
val initDialogResponse = initDialog(bank, customer, dialogData)
if (initDialogResponse.successful == false) {
return FinTsClientResponse(initDialogResponse)
}
dialogData.increaseMessageNumber()
val message = messageBuilder.createBankTransferMessage(bankTransferData, bank, customer, dialogData)
val response = getAndHandleResponseForMessageThatMayRequiresTan(message, bank, customer, dialogData)
closeDialog(bank, customer, dialogData)
return FinTsClientResponse(response)
}
protected open fun initDialog(bank: BankData, customer: CustomerData, dialogData: DialogData): Response {
// we first need to retrieve supported tan procedures and jobs before we can do anything
val retrieveBasicBankDataResponse = ensureBasicBankDataRetrieved(bank, customer)
if (retrieveBasicBankDataResponse.successful == false) {
return retrieveBasicBankDataResponse
}
// as in the next step we have to supply user's tan procedure, ensure user selected his or her
val tanProcedureSelectedResponse = ensureTanProcedureIsSelected(bank, customer)
if (tanProcedureSelectedResponse.successful == false) {
return tanProcedureSelectedResponse
}
return initDialogWithoutChecks(bank, customer, dialogData, true)
}
protected open fun initDialogWithoutChecks(bank: BankData, customer: CustomerData, dialogData: DialogData,
useStrongAuthentication: Boolean = true): Response {
val requestBody = messageBuilder.createInitDialogMessage(bank, customer, product, dialogData, useStrongAuthentication)
val response = getAndHandleResponseForMessage(requestBody, bank)
if (response.successful) {
updateBankData(bank, response)
updateCustomerData(customer, bank, response)
response.messageHeader?.let { header -> dialogData.dialogId = header.dialogId }
}
return response
}
protected open fun closeDialog(bank: BankData, customer: CustomerData, dialogData: DialogData) {
dialogData.increaseMessageNumber()
val dialogEndRequestBody = messageBuilder.createDialogEndMessage(bank, customer, dialogData)
getAndHandleResponseForMessage(dialogEndRequestBody, bank)
}
protected open fun synchronizeCustomerSystemIdIfNotDoneYet(bank: BankData,
customer: CustomerData): FinTsClientResponse {
if (customer.customerSystemId == KundensystemID.Anonymous) { // customer system id not synchronized yet
return synchronizeCustomerSystemId(bank, customer)
}
return FinTsClientResponse(true, true, false)
}
/**
* According to specification synchronizing customer system id is required:
* "Die Kundensystem-ID ist beim HBCI RAH- / RDH- sowie dem PIN/TAN-Verfahren erforderlich."
*
* But as tests show this can be omitted.
*
* But when you do it, this has to be done in an extra dialog as dialog has to be initialized
* with retrieved customer system id.
*
* If you change customer system id during a dialog your messages get rejected by bank institute.
*/
protected open fun synchronizeCustomerSystemId(bank: BankData, customer: CustomerData): FinTsClientResponse {
val dialogData = DialogData()
val requestBody = messageBuilder.createSynchronizeCustomerSystemIdMessage(bank, customer, product, dialogData)
val response = getAndHandleResponseForMessage(requestBody, bank)
if (response.successful) {
updateBankData(bank, response)
updateCustomerData(customer, bank, response)
response.messageHeader?.let { header -> dialogData.dialogId = header.dialogId }
closeDialog(bank, customer, dialogData)
}
return FinTsClientResponse(response)
}
protected open fun ensureBasicBankDataRetrieved(bank: BankData, customer: CustomerData): Response {
if (bank.supportedTanProcedures.isEmpty() || bank.supportedJobs.isEmpty()) {
bank.resetBpdVersion()
val getBankInfoResponse = getBankAndCustomerInfoForNewUser(bank, customer)
if (getBankInfoResponse.isSuccessful == false || bank.supportedTanProcedures.isEmpty()
|| bank.supportedJobs.isEmpty()) {
return Response(false, exception =
Exception("Could not retrieve basic bank data like supported tan procedures or supported jobs")) // TODO: translate // TODO: add as messageToShowToUser
}
}
return Response(true)
}
protected open fun ensureTanProcedureIsSelected(bank: BankData, customer: CustomerData): Response {
if (customer.isTanProcedureSelected == false) {
if (customer.supportedTanProcedures.isEmpty()) {
getBankAndCustomerInfoForNewUser(bank, customer)
}
if (customer.supportedTanProcedures.isEmpty()) { // could not retrieve supported tan procedures for user
return Response(false, noTanProcedureSelected = true)
}
// we know user's supported tan procedure, now ask user which one to select
callback.askUserForTanProcedure(customer.supportedTanProcedures)?.let {
customer.selectedTanProcedure = it
}
}
return Response(customer.isTanProcedureSelected, noTanProcedureSelected = !!!customer.isTanProcedureSelected)
}
protected open fun getAndHandleResponseForMessageThatMayRequiresTan(message: MessageBuilderResult, bank: BankData,
customer: CustomerData, dialogData: DialogData): Response {
val response = getAndHandleResponseForMessage(message, bank)
val handledResponse = handleMayRequiredTan(response, bank, customer, dialogData)
// if there's a Aufsetzpunkt (continuationId) set, then response is not complete yet, there's more information to fetch by sending this Aufsetzpunkt
handledResponse.aufsetzpunkt?.let { continuationId ->
handledResponse.followUpResponse = getFollowUpMessageForContinuationId(handledResponse, continuationId, message, bank, customer, dialogData)
handledResponse.hasFollowUpMessageButCouldNotReceiveIt = handledResponse.followUpResponse == null
}
return handledResponse
}
protected open fun getFollowUpMessageForContinuationId(response: Response, continuationId: String, message: MessageBuilderResult,
bank: BankData, customer: CustomerData, dialogData: DialogData): Response? {
messageBuilder.rebuildMessageWithContinuationId(message, continuationId, bank, customer, dialogData)?.let { followUpMessage ->
return getAndHandleResponseForMessageThatMayRequiresTan(followUpMessage, bank, customer, dialogData)
}
return null
}
protected open fun getAndHandleResponseForMessageThatMayRequiresTan(message: String, bank: BankData,
customer: CustomerData, dialogData: DialogData): Response {
val response = getAndHandleResponseForMessage(message, bank)
return handleMayRequiredTan(response, bank, customer, dialogData)
}
protected open fun getAndHandleResponseForMessage(message: MessageBuilderResult, bank: BankData): Response {
message.createdMessage?.let { requestBody ->
return getAndHandleResponseForMessage(requestBody, bank)
}
return Response(false, messageCreationError = message)
}
protected open fun getAndHandleResponseForMessage(requestBody: String, bank: BankData): Response {
val webResponse = getResponseForMessage(requestBody, bank)
return handleResponse(webResponse, bank)
}
protected open fun getResponseForMessage(requestBody: String, bank: BankData): WebClientResponse {
log.debug("Sending message:\n$requestBody")
val encodedRequestBody = base64Service.encode(requestBody)
return webClient.post(
RequestParameters(bank.finTs3ServerAddress, encodedRequestBody, "application/octet-stream")
)
}
protected open fun handleResponse(webResponse: WebClientResponse, bank: BankData): Response {
val responseBody = webResponse.body
if (webResponse.isSuccessful && responseBody != null) {
val decodedResponse = decodeBase64Response(responseBody)
log.debug("Received message:\n$decodedResponse")
return responseParser.parse(decodedResponse)
}
else {
log.error("Request to $bank (${bank.finTs3ServerAddress}) failed", webResponse.error)
}
return Response(false, exception = webResponse.error)
}
protected open fun decodeBase64Response(responseBody: String): String {
return base64Service.decode(responseBody.replace("\r", "").replace("\n", ""))
}
protected open fun handleMayRequiredTan(response: Response, bank: BankData, customer: CustomerData, dialogData: DialogData): Response {
if (response.isStrongAuthenticationRequired) {
response.tanResponse?.let { tanResponse ->
// TODO: is this true for all tan procedures?
val enteredTan = callback.enterTan(TanChallenge(tanResponse.challenge ?: "",
tanResponse.challengeHHD_UC ?: "", customer.selectedTanProcedure))
if (enteredTan == null) {
// i tried to send a HKTAN with cancelJob = true but then i saw there are no tan procedures that support cancellation (at least not at my bank)
// but it's not required anyway, tan times out after some time. Simply don't respond anything and close dialog
response.tanRequiredButNotProvided = true
}
else {
return sendTanToBank(enteredTan, tanResponse, bank, customer, dialogData)
}
}
}
return response
}
protected open fun sendTanToBank(enteredTan: String, tanResponse: TanResponse, bank: BankData,
customer: CustomerData, dialogData: DialogData): Response {
dialogData.increaseMessageNumber()
val message = messageBuilder.createSendEnteredTanMessage(enteredTan, tanResponse, bank, customer, dialogData)
return getAndHandleResponseForMessageThatMayRequiresTan(message, bank, customer, dialogData)
}
protected open fun updateBankData(bank: BankData, response: Response) {
response.getFirstSegmentById<BankParameters>(InstituteSegmentId.BankParameters)?.let { bankParameters ->
bank.bpdVersion = bankParameters.bpdVersion
bank.name = bankParameters.bankName
bank.bankCode = bankParameters.bankCode
bank.countryCode = bankParameters.bankCountryCode
bank.countMaxJobsPerMessage = bankParameters.countMaxJobsPerMessage
bank.supportedHbciVersions = bankParameters.supportedHbciVersions
bank.supportedLanguages = bankParameters.supportedLanguages
// bank.bic = bankParameters. // TODO: where's the BIC?
}
response.getFirstSegmentById<TanInfo>(InstituteSegmentId.TanInfo)?.let { tanInfo ->
bank.supportedTanProcedures = mapToTanProcedures(tanInfo)
}
response.getFirstSegmentById<CommunicationInfo>(InstituteSegmentId.CommunicationInfo)?.let { communicationInfo ->
communicationInfo.parameters.firstOrNull { it.type == Kommunikationsdienst.Https }?.address?.let { address ->
bank.finTs3ServerAddress = if (address.startsWith("https://", true)) address else "https://$address"
}
}
response.getFirstSegmentById<SepaAccountInfo>(InstituteSegmentId.SepaAccountInfo)?.let { sepaAccountInfo ->
sepaAccountInfo.account.bic?.let {
bank.bic = it // TODO: really set BIC on bank then?
}
}
if (response.supportedJobs.isNotEmpty()) {
bank.supportedJobs = response.supportedJobs
}
}
protected open fun updateCustomerData(customer: CustomerData, bank: BankData, response: Response) {
response.getFirstSegmentById<BankParameters>(InstituteSegmentId.BankParameters)?.let { bankParameters ->
// TODO: ask user if there is more than one supported language? But it seems that almost all banks only support German.
if (customer.selectedLanguage == Dialogsprache.Default && bankParameters.supportedLanguages.isNotEmpty()) {
customer.selectedLanguage = bankParameters.supportedLanguages.first()
}
}
response.getFirstSegmentById<ReceivedSynchronization>(InstituteSegmentId.Synchronization)?.let { synchronization ->
synchronization.customerSystemId?.let {
customer.customerSystemId = it
customer.customerSystemStatus = KundensystemStatusWerte.Benoetigt // TODO: didn't find out for sure yet, but i think i read somewhere, that this has to be set when customerSystemId is set
}
}
response.getFirstSegmentById<AccountInfo>(InstituteSegmentId.AccountInfo)?.let { accountInfo ->
customer.iban = accountInfo.iban // TODO: remove and use that one from AccountData
var accountHolderName = accountInfo.accountHolderName1
accountInfo.accountHolderName2?.let {
accountHolderName += it // TODO: add a whitespace in between?
}
customer.name = accountHolderName
findExistingAccount(customer, accountInfo)?.let { account ->
// TODO: update AccountData. But can this ever happen that an account changes?
}
?: run {
val newAccount = AccountData(accountInfo.accountIdentifier, accountInfo.subAccountAttribute,
accountInfo.bankCountryCode, accountInfo.bankCode, accountInfo.iban, accountInfo.customerId,
accountInfo.accountType, accountInfo.currency, accountHolderName, accountInfo.productName,
accountInfo.accountLimit, accountInfo.allowedJobNames)
val accounts = customer.accounts.toMutableList()
accounts.add(newAccount)
customer.accounts = accounts
}
// TODO: may also make use of other info
}
response.getFirstSegmentById<SepaAccountInfo>(InstituteSegmentId.SepaAccountInfo)?.let { sepaAccountInfo ->
// TODO: may also make use of other info
sepaAccountInfo.account.iban?.let {
customer.iban = it
}
}
response.getFirstSegmentById<UserParameters>(InstituteSegmentId.UserParameters)?.let { userParameters ->
customer.updVersion = userParameters.updVersion
if (customer.name.isEmpty()) {
userParameters.username?.let {
customer.name = it
}
}
// TODO: may also make use of other info
}
response.getFirstSegmentById<CommunicationInfo>(InstituteSegmentId.CommunicationInfo)?.let { communicationInfo ->
if (customer.selectedLanguage != communicationInfo.defaultLanguage) {
customer.selectedLanguage == communicationInfo.defaultLanguage
}
}
val supportedJobs = response.supportedJobs
if (supportedJobs.isNotEmpty()) { // if allowedJobsForBank is empty than bank didn't send any allowed job
for (account in customer.accounts) {
setAllowedJobsForAccount(account, supportedJobs)
}
}
else if (bank.supportedJobs.isNotEmpty()) {
for (account in customer.accounts) {
if (account.allowedJobs.isEmpty()) {
setAllowedJobsForAccount(account, bank.supportedJobs)
}
}
}
if (response.supportedTanProceduresForUser.isNotEmpty()) {
customer.supportedTanProcedures = response.supportedTanProceduresForUser.mapNotNull { findTanProcedure(it, bank) }
}
}
protected open fun findTanProcedure(securityFunction: Sicherheitsfunktion, bank: BankData): TanProcedure? {
return bank.supportedTanProcedures.firstOrNull { it.securityFunction == securityFunction }
}
protected open fun setAllowedJobsForAccount(account: AccountData, supportedJobs: List<JobParameters>) {
val allowedJobsForAccount = mutableListOf<JobParameters>()
for (job in supportedJobs) {
if (isJobSupported(account, job)) {
allowedJobsForAccount.add(job)
}
}
account.allowedJobs = allowedJobsForAccount
}
protected open fun mapToTanProcedures(tanInfo: TanInfo): List<TanProcedure> {
return tanInfo.tanProcedureParameters.procedureParameters.mapNotNull {
mapToTanProcedure(it)
}
}
protected open fun mapToTanProcedure(parameters: TanProcedureParameters): TanProcedure? {
val procedureName = parameters.procedureName
// we filter out iTAN and Einschritt-Verfahren as they are not permitted anymore according to PSD2
if (procedureName.toLowerCase() == "itan") {
return null
}
return TanProcedure(procedureName, parameters.securityFunction,
mapToTanProcedureType(parameters) ?: TanProcedureType.EnterTan)
}
protected open fun mapToTanProcedureType(parameters: TanProcedureParameters): TanProcedureType? {
val nameLowerCase = parameters.procedureName.toLowerCase()
return when {
nameLowerCase.contains("photo") -> TanProcedureType.PhotoTan
nameLowerCase.contains("chiptan") -> {
return when {
nameLowerCase.contains("qr") -> TanProcedureType.ChipTanQrCode
nameLowerCase.contains("manuell") -> TanProcedureType.ChipTanManuell
else -> TanProcedureType.ChipTanOptisch
}
}
nameLowerCase.contains("push") -> return TanProcedureType.PushTan
nameLowerCase.contains("sms") || nameLowerCase.contains("mobile") -> return TanProcedureType.SmsTan
// TODO: what about other tan procedures we're not aware of?
// we filter out iTAN and Einschritt-Verfahren as they are not permitted anymore according to PSD2
else -> null
}
}
protected open fun isJobSupported(account: AccountData, supportedJob: JobParameters): Boolean {
for (allowedJobName in account.allowedJobNames) {
if (allowedJobName == supportedJob.jobName) {
return true
}
}
return false
}
protected open fun findExistingAccount(customer: CustomerData, accountInfo: AccountInfo): AccountData? {
customer.accounts.forEach { account ->
if (account.accountIdentifier == accountInfo.accountIdentifier
&& account.productName == accountInfo.productName
&& account.accountType == accountInfo.accountType) {
return account
}
}
return null
}
}